Financial Planning
Our financial planning capability allows us to analyse and consolidate all types of existing investments including endowments, pensions, ISA & PEPs. We use one custodian for all tax environments which allows for cost effective dealing and clear, regular reporting to you.
In turn this opens up the opportunity of professional investment advice and discretionary portfolio management which is often denied to investors who have small pots of money with many different providers.
Specialist pensions advice
- Consolidation of old schemes
- Transfers from final salary schemes
- Income draw down and phased draw down
- Self investment
- Funding large contributions.
Tax planning
- Utilising allowances
- Offshore wrappers
- Tax loss schemes
- Tax efficient investment.
Estate planning
- Reducing IHT liabilities
- IHT efficient investments
- Trust advice
- Referrals to trust specialists.
Pre retirement planning
- Forecasting income positions
- Generating tax efficiencies
- Evaluation pension options
- Early retirement settlement advice.
Divorce
- Valuing pension benefits
- Advice on pension strategy and options
- Settlement management
- Post settlement advice & management